Debit Invest Card

You spend $1,
we invest $1
on your behalf

Make your spending work for you.

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With average returns of 3.14%**

Your Debit Invest Card’s earning potential beats the best debit rewards programs.

  • No cap on spending
  • No categories
  • No set-up fees
  • FDIC-insured checking account

Save® Debit Invest


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How Save® helps you
earn more from your spending

Airline miles are fine. But what if you could earn more from your spending?

Instead of credit card rewards, the Debit Invest Card matches every dollar you spend with a portfolio
investment. Which gives you the potential for a much bigger return from your everyday spending.

Here’s how it works:


For each $1 you spend, we invest $1 into a managed portfolio


That money stays invested for 1 year


All returns from the investment are deposited into your account as cash

With average returns of 3.14%**, the Debit Invest Card
gives you a chance to earn more — without changing your spending habits.

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3.14%** average returns since 2006

Our new approach to savings technology opens up new possibilities

Here's what you need to know:

Your returns will vary based on portfolio performance.

If the investments don’t perform well in a given year, you won’t see any returns for that period.

Your checking account is FDIC-insured up to the maximum amount allowed by law.

Debit Invest Card Equivalent Returns 2006-2020

Each year shows the return of a 1 year program that ends on the last business day of the year.

See how much your account could grow

When you reserve your Debit Invest Card, you’ll get access
to 2 other ways to earn with Save®

Market Savings

Give your savings the chance to grow significantly more than the national average


Get $1,000 in equivalent portfolio investments for each friend you refer

Your initial investment of $10,000 would today be worth


Annualized return since 2006: * with FDIC insurance.


Information and interactive calculators are made available to you as educational tools for your independent use and are not intended to provide financial planning or investment advice. These tools help you see which factors are most important to consider in making a particular financial decision, and they illustrate the relative impact of each factor on the projected outcome. All examples in these tools are hypothetical and for illustrative purposes only. We cannot and do not guarantee the accuracy of the results or their applicability to your individual circumstances. All investing is subject to risk, including the possible loss of the money you invest. For more information please see our Hypothetical Back Testing page here.

Reserve your card

Invest in your future
while your cash stays safe

  • Spend $1, get $1 in equivalent portfolio investments
  • No cap on spending or earning
  • No categories
  • No set-up fees
  • FDIC-insured checking account
  • 3.14%** average returns


  • When can I start using my card?

    The Debit Invest Card is scheduled to launch in December 2020. Reserve your card today, and we’ll let you know when it’s ready.

  • Will I be charged any fees on my checking account?

    No checking account fees exist. However, any investments that are made on your behalf will be charged our normal management fee (0.35%) if there are returns. If your returns are less than 0.35%, there’s no fee.

  • Do I get to keep the investments themselves, or just the returns?

    Save funds the investments while you keep the returns. You can track your investments online or in the Save® mobile app.

  • Are all transactions eligible for investment matching?

    Save® matches your spend on all signature transactions. PIN transactions and money transfers are not eligible for matching.

  • I want to know more about the investments. How do they work?

    The investments go into a portfolio managed by our team of industry-leading experts. Learn more about investments.

  • Is there a limit on how much I can spend or earn?

    Nope! No spending nor earnings caps exist. Every dollar you spend will be matched with a dollar investment. All the returns are yours to keep — no matter how big they are.

  • Do I have to spend a monthly minimum to qualify?

    To qualify for investment matching, the minimum monthly spend is $250. And don’t worry, you’ll only miss out on investment matching for months where you don’t meet the minimum.

Turn today’s spending
into tomorrow’s savings

Reserve My Card