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S Market Savings 2.0

Save replaces traditional interest with an investment-generated variable APY^*

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Investment Advisory Services offered through Save Advisers LLC ("Save Advisers"), an SEC registered investment adviser. Save Advisers has a relationship with Atomic Invest LLC (“Atomic Invest”), an SEC-registered investment adviser, that serves as a sub-advisor to Save Advisers. Neither Atomic Invest nor any of its affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. There is no assurance that investments will provide positive performance over any period of time. Before investing, consider your investment objectives and the fees and expenses charged by Save Advisers, Atomic Invest, and any management fees associated with your individual investments. Advisory services through Atomic Invest are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Atomic Invest. Brokerage services for Atomic Invest are provided by Pershing Advisor Solutions LLC, a registered broker-dealer and member of FINRA and SIPC. Custodial and clearing services are provided to Atomic Invest by Pershing LLC. For more details about Atomic Invest, please see the Form CRS, Form ADV Part 2A, and the Privacy Policy.

Save Advisers has an engagement with Atomic Brokerage LLC (“Atomic Brokerage”), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account. Brokerage services for customers of Save Advisers are provided by Atomic Brokerage. Neither Atomic Brokerage nor its affiliates are a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. Check the background and custodial/clearing services of Atomic Brokerage on FINRA’s BrokerCheck. Technology services may be provided by AtomicVest, Inc. Atomic Cash Sweep is a product offered by Atomic Brokerage that allows clients to earn interest on the available cash in their Atomic Brokerage account. Through Atomic Cash Sweep, clients' funds are deposited into an interest-bearing deposit account at one or more program banks, where the funds earn a variable interest rate and are eligible for FDIC insurance coverage. Cash balances maintained in the deposit accounts at each program bank are FDIC insured but are not protected by SIPC. For details about the Atomic Cash Sweep Program, see the Terms & Conditions.

Prior to becoming a customer, if at all, each prospective customer must answer a series of subjective and objective questions to evaluate both the individual’s objective capacity to take risk and subjective willingness to take risk.

^1. The deposit account portion of the Save Market Savings product and service is provided by FDIC Insured Partner Banks. Customer funds provided will be deposited into non-interest-bearing accounts at FDIC Insured Partner Banks. The investment portion of the Save Market Savings product and service is provided by Save. Save Advisers, LLC, nor its investment affiliates, are a bank.

The deposit account portion of the Save Market Savings 2.0 product and service is provided by the banks participating in the Atomic Cash Sweep Program, Members FDIC. Customer funds provided will be deposited into interest-bearing accounts at program banks. Neither Save Advisers, LLC, nor its investment affiliates, are a bank.

^2. Articles and customer support materials provided by Save Advisers are for informational and general educational purposes only and are not investment or financial advice. Additionally, Save Advisers does not provide tax, legal or accounting advice, and investors are encouraged to consult with their personal advisers.

^3. The funds held in the Pershing LLC accounts are not FDIC-insured, are not bank guaranteed, and may lose value with a minimum return of zero. Maximum balance and transfer limits apply. Neither Save Advisers, LLC, nor its affiliates, are a bank. Pershing LLC is a member of the Securities Investor Protection Corporation (“SIPC”), formed by Congress to protect “customers” of broker-dealers and to promote public confidence in the U.S. securities markets. Customers of a SIPC Member that fails financially are afforded certain benefits under the Securities Investor Protection Act (“SIPA”). These benefits are relevant only if the broker-dealer that “carries” a customer’s account fails and is liquidated under SIPA. At Pershing LLC, your investments are protected by SIPC up to a maximum of $500,000 total, including $250,000 in cash balances. Coverage limitations apply. To learn more about SIPC coverage, visit the SIPC website at www.sipc.org.

^4. Generally, an APY (or annual percentage yield) is the yearly return on a bank or investment account. Save Market Savings is a hybrid product and service that includes a deposit account linked to an investment product. The deposit account portion of the Save Market Savings product and service is provided by FDIC Insured Partner Banks; and is non-interest bearing with a 0% APY. The investment portion of the Save Market Savings product and service offers the potential to earn an APY with a variable rate (Variable APY). The Variable APY, if any, is derived from the investments made by Save on behalf of the customer within Save’s portfolio of strategies over the duration of the term length selected by the customer. The Variable APY, if any, will be equal to the cumulative return for the investments selected for you by Save for the term selected on the applicable maturity date. The Variable APY may be 0% but will never be less than the Minimum Variable APY of 0% per annum. Assuming a minimum Variable APY of 0% per annum, if the Variable APY applicable to a particular maturity date is less than or equal to the Minimum 0%, the customer will not receive any Variable APY return for that investment upon maturity. Variable APYs are subject to change at any time. Variable APYs are not guaranteed. The Variable APY presented is hypothetical in nature and reflects the potential growth that could accrue if the investment is held for the entire term selected. The Variable APY advertised and presented for the Market Savings Program is based on historical performance in the S&P 500 Risk-Controlled Portfolio from 2009 to present and reflects the potential growth that could accrue if the investment is held for the entire term selected. All other Save portfolios (Non-S&P 500) present a Variable APY which is hypothetical in nature, based on hypothetical back-tested performance, and reflects the potential growth that could accrue if the investment is held for the entire term selected. All back-test statistics are hypothetical and have been designed with the benefit of hindsight. For more detailed information please see Hypothetical Back-testing. Variable APYs presented for all portfolios are shown net of fees. Both Historical performance and Hypothetical back-tested performance are no guarantee of future performance and actual results will vary.

^* Generally, an APY (or annual percentage yield) is the yearly return on a bank or investment account. Save Market Savings 2.0 is a hybrid product and service that includes a deposit component (Atomic Cash Sweep) and an investment component, provided by Save Advisers LLC. The deposit account portion of the Save Market Savings 2.0 product and service is provided by banks participating in the Atomic Cash Sweep program, all Members FDIC. The investment component of the Save Market Savings 2.0 product and service offers the potential to earn an APY with a variable rate ("Variable APY"). The Variable APY, if any, is derived from investments made by Save on behalf of the customer within Save’s portfolio of strategies. Each month, Save purchases an investment on behalf of the customer based on the prior month’s deposit balance. The Variable APY, if any, will be equal to the cumulative return for the investments selected for you by Save and will be reflected over time based on monthly investment allocations. The Variable APY may be 0% but will never be less than the Minimum Variable APY of 0% per annum. Assuming a minimum Variable APY of 0% per annum, if the Variable APY applicable to a particular period is less than or equal to the Minimum 0%, the customer will not receive any Variable APY return for that period. Variable APYs are subject to change at any time and are not guaranteed. The Variable APY presented is hypothetical in nature and reflects the potential growth that could accrue over time under the program’s rolling 12-month calculation structure. The Variable APY advertised and presented for the Market Savings 2.0 Program is based on historical performance in the S&P 500 Risk-Controlled Portfolio from 2009 to present and reflects the potential growth that could accrue under this rolling investment approach. All other Save portfolios (excluding S&P 500 and Nasdaq) present a Variable APY which is hypothetical in nature, based on hypothetical back-tested performance, and reflects the potential growth that could accrue over time. All back-test statistics are hypothetical and have been designed with the benefit of hindsight. For more detailed information, please see Hypothetical Back-testing. Variable APYs presented for all portfolios are shown net of fees. Both historical performance and hypothetical back-tested performance are no guarantee of future performance, and actual results will vary.

By using this website, mobile applications and related services, you understand the information being presented is provided for informational purposes only and agree to our Terms of Service and Privacy Policy. Save Advisers relies on information from various sources believed to be reliable, including customers and third parties, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

Save Advisers’ internet-based advisory services are designed to assist customers in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a customer’s financial situation and do not incorporate specific investments that customers hold elsewhere. All investing involves risk, including the possible loss of interest on your initial investment. Our program contains certain risks including: the Strategies may not work as designed, the program may not fit your specific investment objective due to the principal protection initiative, and potential opportunity risk. We will deliver to each prospective customer further details about the program’s risks including those set forth in ADV Part 2.

© 2025 Save Advisers LLC, V10.3.0+2

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