Market Savings

Finally, a savings account where
your money can actually grow

Give your money a chance to truly grow with 3.14%** average returns.
While your FDIC-insured deposits stay 100% safe.

FDIC insured to the maximum allowed by law  |  Investments Protected by SIPC

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How can you grow your savings when interest rates are at record lows?

Most savings accounts return far less than 1% per year.

If you want to grow your wealth, you can always invest in the market. But that puts your hard-earned savings at risk.

So how can you get more from your savings without risking them in the market?

By investing your interest, your Market Savings account combines the security of FDIC-insured bank deposits with the upside potential of market investments.

The result is average returns of 3.14%**.

So your savings get a chance to truly grow — without risking your deposit.

Save® Market Savings Account

3.14%**

Goldman Sachs

0.60%

National Average Savings

0.01%

Bank of America

0.01%

Chase

0.01%
Learn Chart Details
SAVETECH: A NEW APPROACH TO BANK TECHNOLOGY

How your Market Savings account
gives your money a smarter way to grow

Your account is powered by Savetech — our new approach to savings technology.
Savetech combines the safety of bank deposits with the growth potential of the market.

Here’s how it works:

01

Your deposit is placed in an FDIC insured partner bank account

02

Your interest is invested in a portfolio matching your risk profile

03

You will recieve the upside of a diversified portfolio of stocks, bonds and other assets

With average returns of 3.14%**, your Market Savings account gives you a chance to earn more — without risking your deposit

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3.14%** average returns since 2006

Our new approach to savings technology opens up new possibilities

Here's what you need to know:

Your returns will vary based on portfolio performance.

If the investments don’t perform well in a given year, you won’t see any returns for that period.

But remember: the money you deposit in your checking account is always secure. And FDIC-insured up to the maximum amount the law allows.

Learn More About Investments

Save® Moderate Portfolio Strategy

Each year shows the return of a 1 year program that ends on the last business day of the year.

See how much your account could grow

When you reserve your Debit Invest Card, you’ll get access
to 2 other ways to earn with Save®

Debit Invest Card

Spend $1, get $1 in equivalent portfolio investments

Referrals (Optional)

Get $1,000 in equivalent portfolio investments for each friend you refer

Your initial investment of $10,000 would today be worth

$

Annualized return since 2006: * with FDIC insurance.

Investment

Information and interactive calculators are made available to you as educational tools for your independent use and are not intended to provide financial planning or investment advice. These tools help you see which factors are most important to consider in making a particular financial decision, and they illustrate the relative impact of each factor on the projected outcome. All examples in these tools are hypothetical and for illustrative purposes only. We cannot and do not guarantee the accuracy of the results or their applicability to your individual circumstances. All investing is subject to risk, including the possible loss of the money you invest. For more information please see our Hypothetical Back Testing page here.

Reserve your Account

Why leave your savings
in an account that barely grows?

  • FDIC-insured to maximum allowed by law
  • No cap on earning
  • No set-up fees, no monthly fees
  • Get $1,000 in equivalent portfolio investments for referrals (Optional)
  • 3.14%** average returns

FAQ

  • When can I start using my account?

    The Market Savings account is scheduled to launch in early 2021. Reserve your account today, and we’ll let you know when it’s ready.

  • Will I be charged any fees?

    Save® only charges a fee when you get returns. When you do get returns, the fee is 0.35%. (If your returns are less than 0.35%, there’s no fee.) There are no other fees such as set-up fees or monthly fees.

  • How do I withdraw my money?

    If you need to withdrawal your funds or close your account, you can do so by logging into your account online or in the mobile app. You can also request help by emailing us at support@joinsave.com, or chatting with us through your app.

  • I want to know more about the investments. How do they work?

    The investments go into a portfolio managed by our team of industry-leading experts. Learn more about investments.

  • Is there a limit on how much I can earn?

    Nope! All the investment returns are yours to keep — no matter how big they are.

  • Is there a minimum account balance?

    The minimum account is $1,000. There is no maximum.

Get bank deposit safety.
With market returns.

Reserve My Card