Thanks to referral you receive $1,500 of equivalent portfolio investments added to your account after you spend your first $250 of qualifying spend.
Credit, Checking & Savings with market returns

Now there's a smarter way to grow your money

Your Save® account is powered by a new approach to savings and investment technology that makes better returns possible all while your deposits are FDIC insured.4

FDIC insured to the maximum allowed by law | Investments Protected by SIPC 4

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A new approach to savings technology

Invest in the market,
and keep your money safe

If you want to reach your savings goals without risking your money in the market, it's time you met Save®.

Your Save® account is powered by a new approach to bank technology that combines the safety of a bank account with the upside potential of market investments. The result? You get market returns with bank deposit safety.

Now you can grow your wealth while keeping your money safe.

DEBIT INVEST CARD

You spend $1, we invest $1
on your behalf 6

With average returns of 2.89% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. Return on Savings Calculation: We assumed that the Core Bundle would appeal to the 60-79.9% percentile of the income distribution and the Premium Bundle would appeal to the 80-99.9% percentile. We then assumed that they would have the average savings account balance for that income bracket on the Market Savings account and the median transaction account balance as debit spend on the Debit Invest Card every month. From the Survey of Consumer Finance, 2019 - Core Inputs: Debit Invest Spending $2,500 per month; Savings balance $28,690. Premium Inputs: Debit Invest Spending $5,000 per month; Savings Balance $51,940. We calculated the returns on each of those products and used that to calculate the return on savings: return on debit in dollars plus return on savings in dollars divided by savings balance in dollars equals Return on Savings. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing. , the Save Debit Invest Card’s allows you to earn more from the money you are already spending.

No limits. No categories. FDIC insured 4
No limits. No categories. FDIC insured 4
COMING SOON
Market savings account

Give your savings a chance to grow more

Most savings accounts return far less than 1% Source: National Rates and Rate Caps per year. If you want to grow your wealth, you can
always invest in the market. But that puts your hard-earned savings at risk.

So how can you get more from your savings without risking them in the market?

By replacing your interest with investments, your Market Savings account combines the security of
FDIC-insured bank deposits with the upside potential of market returns. So your savings get a chance
to truly grow — without risking your deposit.

Market Savings Account

Market Savings Account

1-year term

2.36% Average annual returns reflect the prevailing deposit rates in June 2022, and are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. For client accounts, the average annual return percentage calculated across the full term length of investment will never reflect returns of less than 0%. Calculations of average annual returns based on hypothetical back-tested performance across any term length of investment greater than one (1) year are based on an assumption of sequential reinvestment of the principal and any returns of each such security into a new hypothetical strategy-linked security effective on the maturity date of the predecessor security. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see https://joinsave.com/hb-moderate
Average Annual Return

Market Savings Account

2-year term

4.14% Average annual returns reflect the prevailing deposit rates in June 2022, and are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. For client accounts, the average annual return percentage calculated across the full term length of investment will never reflect returns of less than 0%. Calculations of average annual returns based on hypothetical back-tested performance across any term length of investment greater than one (1) year are based on an assumption of sequential reinvestment of the principal and any returns of each such security into a new hypothetical strategy-linked security effective on the maturity date of the predecessor security. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see https://joinsave.com/hb-moderate
Average Annual Return

Market Savings Account

5-year term

7.85% Average annual returns reflect the prevailing deposit rates in June 2022, and are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. For client accounts, the average annual return percentage calculated across the full term length of investment will never reflect returns of less than 0%. Calculations of average annual returns based on hypothetical back-tested performance across any term length of investment greater than one (1) year are based on an assumption of sequential reinvestment of the principal and any returns of each such security into a new hypothetical strategy-linked security effective on the maturity date of the predecessor security. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see https://joinsave.com/hb-moderate
Average Annual Return

Barclays Bank

1-year CD 1.30% APY

Capital One

2-year CD 1.70% APY

Marcus by Goldman Sachs

5-year CD 2.55% APY

TAB Bank

0.75% APY

Quontic Bank

0.75% APY

Bread Savings (formerly Comenity Direct)

1.00% APY

CIT Bank

11-month CD 0.30% APY

Ally Bank

11-month CD 0.60% APY

Marcus by Goldman Sachs

13-month CD 0.75% APY
Learn Chart Details

See how your money adds up over time

There are many ways to earn with Save®.

Debit Invest Card

Spend $1, get $1 in equivalent portfolio investments

Market Savings

Turn your interest into investments

Referrals

Get $1,5007 in equivalent portfolio investments
for each friend you refer

DEBIT INVEST CARD

Get the Save® App

Put Save® in your pocket and track your spending and investments on the go. Anytime, anywhere.

Discover how Save® gives
your money a safer way to grow

Debit Invest
Card

Learn More

Wealth
Card

Learn More

Market Savings
Account

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