Earn up to $10,000 in
equivalent investments^††

Generally, an APY (or annual percentage yield) is the yearly return on a bank or investment account. Save Market Savings is a hybrid product and service that includes a deposit account linked to an investment product. The deposit account portion of the Save Market Savings product and service is provided by Webster Bank, N.A., Member FDIC; and is non-interest bearing with a 0% APY. The investment portion of the Save Market Savings product and service offers the potential to earn an APY with a variable rate (Variable APY). The Variable APY, if any, is derived from the investments made by Save on behalf of the customer within Save’s portfolio of strategies over the duration of the term length selected by the customer. The Variable APY, if any, will be equal to the cumulative return for the investments selected for you by Save for the term selected on the applicable maturity date. The Variable APY may be 0% but will never be less than the Minimum Variable APY of 0% per annum. Assuming a minimum Variable APY of 0% per annum, if the Variable APY applicable to a particular maturity date is less than or equal to the Minimum 0%, the customer will not receive any Variable APY return for that investment upon maturity. Variable APYs are subject to change at any time. Variable APYs are not guaranteed. The Variable APY presented is hypothetical in nature and reflects the potential growth that could accrue if the investment is held for the entire term selected. The Variable APY advertised and presented for the Market Savings Program is based on historical performance in the S&P 500 Risk-Controlled Portfolio from 2009 to present and reflects the potential growth that could accrue if the investment is held for the entire term selected. All other Save portfolios (Non-S&P 500) present a Variable APY which is hypothetical in nature, based on hypothetical back-tested performance, and reflects the potential growth that could accrue if the investment is held for the entire term selected. All back-test statistics are hypothetical and have been designed with the benefit of hindsight. For more detailed information please see Hypothetical Back-testing. Variable APYs presented for all portfolios are shown net of fees. Both Historical performance and Hypothetical back-tested performance are no guarantee of future performance and actual results will vary.

The minimum deposit amount is $1,000 for the 1-year term and $5,000 for the 5-year term. Deposits are FDIC-insured up to the maximum allowed by law, $250,000 per depositor, per bank. Management Fees associated with the investments may reduce earnings on the account. Customer withdrawal prior to maturity could result in additional associated costs.

An APY (or annual percentage yield) is the yearly return on a bank or investment account. The Save Market Trust Program is a hybrid product and service that includes allocations to (1) a guaranteed interest rate product and (2) an investment within Save’s portfolio of strategies. Guaranteed interest rate products include but are not limited to annuities or other insurance products. The investment portion of the Save Market Trust Program offers the potential to earn an APY with a variable rate (Variable APY). The Variable APY, if any, is derived from the investments made by Save on behalf of the customer within Save’s portfolio of strategies over the duration of the Program term length selected by the customer. The Variable APY, if any, will be equal to the cumulative return for the investments selected for you by Save for the selected Program term on the applicable maturity date, net of advisory fees. The Variable APY may be 0% but will never be less than 0% per annum (Minimum Variable APY). If the Variable APY applicable to a particular maturity date is equal to the Minimum Variable APY, the customer will not receive any Variable APY return for that investment upon maturity. Variable APYs are subject to change at any time. Variable APY is not guaranteed. The Variable APY advertised and presented for the Market Trust Program is based on historical performance in the S&P 500 Risk- Controlled Portfolio from 2009 to present and reflects the back-tested hypothetical customer account returns that could have been produced by the historical performance if the investment is held for the entire term selected. All back-test statistics are hypothetical and have been designed with the benefit of hindsight. For more detailed information please see Hypothetical Back-testing. Variable APYs presented for all portfolios are shown net of fees. Both historical performance and hypothetical back-tested performance are no guarantee of future performance and actual results will vary. Withdrawal prior to the end of a term will result in additional withdrawal or surrender charges and may result in additional associated costs. Additionally, withdrawals of taxable amounts will be subject to ordinary income tax. If taken prior to age 59 1/2, a 10% IRS penalty may also apply. Save Advisers does not provide tax, legal or accounting advice, and investors are encouraged to consult with their personal advisers.