Thanks to 's referral, once you open your Market Savings program, $5,000 in equivalent portfolio investments will be added to your account.

Introducing Save Wealth Card

World’s First
High-Yield Credit Card

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Save replaces card rewards
with investments

What if you could earn even more from your everyday spending? Instead of credit card
rewards, the Wealth Card gives you an average annual return potential of 5.67% Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing. on
every dollar you spend, no matter where you spend it.

Spend
As Usual

Replacing rewards with investments gives
you the potential to earn more without
changing the way you spend.

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5.67% Return Potential on All Purchases Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing.

  • No variable categories
  • No cap on returns
  • No exclusions
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Browse
Portfolio Choices

As a Save Premium Wealth card member, you choose the portfolio that matches your individual investment goals.

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  • Portfolio Strategy

    Global Diversfied Markets

  • Portfolio Strategy

    ESG Focused

  • Portfolio Strategy

    Absolute Return

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Earn More
Watch Your Savings Grow

Your Wealth Card’s earning potential exceeds what leading premium credit card rewards programs deliver.

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Equivalent return of the Save Premium Wealth Card vs other premium cards

The below chart illustrates leading card’s average equivalent cashback value compared to Save Premium Wealth Card return on spend.

Save Premium Wealth

5.67% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing."

Capital One Venture X

1.50%

Chase Sapphire Reserve

1.50%

Amex Platinum

1.50%
Learn Chart Details
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Our Plus and Premium
credit card accounts

Order your card today and you will be the first to get your card as soon as they are produced.

Plus

3.78% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing."

Average Return

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  • Earn an average annual return of 3.78% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing." on all purchases in all categories.
  • No points, no spend requirements, limits, or caps
  • $10,000 investment signup bonusAdditional $2,500 investment bonus for each referral††
  • $300 annual fee
  • Rates as low as 16.00%
  • Up to 3 free cardholders per account
  • Extensive travel and other optional benefits
  • Access to premium Visa benefits

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Premium

5.67% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing."

Average Return

Order my Card
  • Earn an average annual return of 5.67% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing." on all purchases in all categories.
  • No points, no spend requirements, limits, or caps
  • $10,000 investment signup bonus.Additional $5,000 investment bonus for each referral ††
  • $750 annual fee
  • Rates as low as 16.00%
  • Up to 3 free cardholders per account
  • Extensive travel and other optional benefits
  • Access to premium Visa benefits
  • Premium level of rental car loyalty program

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Reimagine rewards
Save Premium Wealth Card

Compared to other premium rewards credit cards, Save Premium Wealth Card consistently earns you more, even well beyond the first year.

Annual Rewards Value:
Year 1		 Annual Rewards Value:
Year 2 +
Save Premium Wealth $2,070.00 $1,770.00
Capital One Venture X $2,035.00 $535.00
Chase Sapphire Reserve $1,130.00 $380.00
Amex Platinum $1,990.00 $490.00

Average annual return of 6.04% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing." is based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present. Return is net of the management fee of 0.79%. Hypothetical back-tested performance is not a guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. For every dollar spent on the Save Wealth Card, Save invests two strategy-linked securities whose investment value is equal to the dollar spent. Card comparisons made based on public disclosures available by other issuers, assuming points are worth 1.5%, monthly spending of $3,500, and a $5,000 equivalent portfolio signup bonus for the Save Wealth card, as well as, other sign up bonuses for each respective card as of 11-23-2021.

Increased return potential with

Preferred Brands

At Save, we want to reward our customers with higher return potential for living well, being productive, and caring for the environment. Get more return potential with our preferred brands.

Return potential

Plus To achieve the potential returns for the Save Wealth
Card Plus and Premium, Save purchases strategy-
linked securities with the exposure equal to
the economic value of spending. Save will increase
each purchase as necessary to create the desired
exposure needed to relay the hypothetical
back-tested performance return.

12%
12%
12%
12%
8%
8%
8%
6%
6%

Return potential

Premium To achieve the potential returns for the Save Wealth
Card Plus and Premium, Save purchases strategy-
linked securities with the exposure equal to
the economic value of spending. Save will increase
each purchase as necessary to create the desired
exposure needed to relay the hypothetical
back-tested performance return.

18%
18%
18%
18%
12%
12%
12%
9%
9%

All product and company names are trademarks™ or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

FAQ

  • Will I be charged any fees for the Save Wealth cards?

    Depending on the card you select, you will be subject to an annual card fee. The Plus and Premium Wealth cards have an annual fee of $300 and $750, respectively. Any investments made on your behalf have a wealth management fee (0.79%) if there are returns. If your returns are less than 0.79%, there’s no fee.

  • Do I have to spend a monthly minimum to earn an investment match and are there any categories or caps?

    No spending minimum is required to earn investments, and there are no caps or categories.

  • When is the annual card fee charged? Can I choose to pay monthly instead?

    The annual card fee is added to the second statement month. It is not possible to pay the annual fee in monthly installments.

  • Are all transactions eligible for investment matching?

    Save will match all of your spend transactions. Payments to your card are not eligible for matching.

  • Is there a limit on how much I can spend or earn?

    No spending nor earnings caps exist. For each dollar spent using the Save Premium Wealth card, Save buys a strategy-linked
    security whose investment value is equivalent to twice the dollar spent. For each dollar spent using the Save Plus Wealth Card,
    Save purchases a strategy-linked security whose investment value is equal to 1.45 times the dollar spent. The returns are yours to
    keep (minus our fee) — no matter how big they are.

  • How much do I need to spend for the average annual return to cover the annual card fee?

    Assuming you spend $1,042 per month on the Premium Wealth Card (based on $750 annual fee and a target return of 6.00%) and $625 per month on the Plus Wealth Card (based on $300 annual fee and a target return of 4.00%) you will breakeven and cover the annual card fee.

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