Thanks to referral you receive $1,500 of equivalent portfolio investments added to your account after you spend your first $250 of qualifying spend.

5.91% Return Potential Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing.
on All Purchases

World’s First High Yield Credit Card
Replaces Rewards with Investments

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Preferred Brands

At Save, we want to reward our customers with higher return potential for living well, being productive, and caring for the environment. Reflecting this, you will earn more from your investments when spending with the below brands.

All product and company names are trademarks™ or registered® trademarks of their respective holders.
Use of them does not imply any affiliation with or endorsement by them.

With an average return of 5.91% Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing.

Your Wealth Card’s earning potential exceeds what
leading premium credit card rewards programs deliver.

Equivalent return of the Save Premium Wealth card vs other premium cards

The below chart illustrates leading card’s average equivalent cashback value compared to Save Premium Wealth card return on spend.

Save® Premium Wealth

5.91%

Capital One Venture X

1.50%

Chase Sapphire Reserve

1.50%

Amex Platinum

1.50%
Learn Chart Details

A new approach to savings technology

Save® replaces
card rewards
with investments

Points are great. Cashback is better.

But what if you could earn even more from your everyday spending?

Instead of credit card rewards, the Wealth Card gives you an average return of 5.91% Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing. on every dollar you spend, no matter where you spend it.

1

For each $1 you spend, we invest $2.17 on your behalf. For each dollar spent using the Save Wealth Card Premium, Save buys strategy-linked securities whose investment value is equivalent to approximately twice the dollar spent.

2

That money stays invested for a little more than a year.

3

All returns (minus our fee) from the investment are deposited into your bank account as cash.

Match your spend
with portfolios that suit your needs

Our customers choose the portfolio that's right for their goals with Save®, you can choose the portfolio that's right for you. So you can be as conservative or aggressive as you'd like.

Learn More About Asset Allocation

Global Diversified Markets

Portfolio Strategy

Coming Soon

ESG Focused

Portfolio Strategy

Coming Soon

Alternative Assets/Crypto

Portfolio Strategy

Earn more without
changing the way you spend.

No variable categories

No cap on returns

No exclusions

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Save Premium Wealth Card vs Other Premium Cards

The chart below illustrates the equivalent expected monetary value of card benefits received from selected premium credit cards compared to the Save Premium Wealth card for the first year and the following years.
Chart Details
Capital One Venture X Chase Sapphire Reserve Amex Platinum Save Premium Wealth
Value of rewards Year 1
$2035.00 $1130.00 $1990.00 $2070.00
Yearly value of rewards after Year 1
$535.00 $380.00 $490.00 $1770.00
Value of rewards Year 1
Capital One Venture X $2035.00
Chase Sapphire Reserve $1130.00
Amex Platinum $1990.00
Save Wealth Premium $2070.00
Yearly value of rewards after Year 1
Capital One Venture X $535.00
Chase Sapphire Reserve $380.00
Amex Platinum $490.00
Save Wealth Premium $1770.00

Average annual return of 5.91% Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing. is based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present. Return is net of the management fee of 0.79%. Hypothetical back-tested performance is not a guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. For every dollar spent on the Save Wealth Card, Save invests two strategy-linked securities whose investment value is equal to the dollar spent. Card comparisons made based on public disclosures available by other issuers, assuming points are worth 1.5%, monthly spending of $3,500, and a $5,000 equivalent portfolio signup bonus for the Save Wealth card, as well as, other sign up bonuses for each respective card as of 11-23-2021.

Our Plus and Premium
credit card accounts

Order your card today and you will be the first to get your card
as soon as they are produced.

Plus

3.94% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing."

Average Return

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  • Earn average yield of 3.94% on all purchases in all categories.
  • No points, no spend requirements, limits, or caps.
  • $10,000 equivalent investment signup bonus.Additional $2,500 equivalent investment referral bonus for each.7
  • $300 annual card fee.
  • Rates as low as 16.00%.
  • Up to 3 free cardholders per account.
  • Extensive travel and other optional benefits.
  • Access to premium Visa benefits.

Premium

5.91% Average annual returns are based on hypothetical back-tested performance in the Save Moderate Portfolio from 2006 to present and are shown net of fees. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. The return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical Back-testing."

Average Return

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  • Earn average yield of 5.91% on all purchases in all categories.
  • No points, no spend requirements, limits, or caps.
  • $10,000 equivalent investment signup bonus. Additional $5,000 equivalent investment referral bonus for each.7
  • $750 annual card fee.
  • Rates as low as 16.00%.
  • Up to 3 free cardholders per account.
  • Extensive travel and other optional benefits.
  • Access to premium Visa benefits.

Increased investments and return potential with preferred brands

When you make purchases with the below brands,
you will earn a higher return potential from your investments.

Return potential

Plus To achieve the potential returns for the Save Wealth
Card Plus and Premium, Save purchases strategy-
linked securities with the exposure equal to
the economic value of spending. Save will increase
each purchase as necessary to create the desired
exposure needed to relay the hypothetical
back-tested performance return.

Return potential

Premium To achieve the potential returns for the Save Wealth
Card Plus and Premium, Save purchases strategy-
linked securities with the exposure equal to
the economic value of spending. Save will increase
each purchase as necessary to create the desired
exposure needed to relay the hypothetical
back-tested performance return.

12%
18%
12%
18%
12%
18%
12%
18%
8%
12%
8%
12%
8%
12%
6%
9%
6%
9%

All product and company names are trademarks™ or registered® trademarks of their respective holders.
Use of them does not imply any affiliation with or endorsement by them.

FAQ

  • Will I be charged any fees for the Save Wealth Cards?

    Depending on the card you select you will be subject to an annual card fee. Any investments made on your behalf will be charged a wealth management fee (0.79%) if there are returns. If your returns are less than 0.79%, there’s no fee.

  • How much do I need to spend for the average annual return to cover the annual card fee?

    Assuming you spend $12,500 on the Premium Wealth card (based on $750 annual fee and a hypothetical average annual return of 5.91%) and $7,500 on the Plus Wealth card (based on $300 annual fee and a hypothetical average annual return of 3.94%) you will breakeven and cover the annual card fee.

  • When is the annual card fee charged? Can I choose to pay monthly instead?

    The annual card fee will be added to the second statement month. Is it not possible to pay the annual fee monthly.

  • Are all transactions eligible for investment matching?

    Save® will match all of your spend transactions. Payments to your card are not eligible for matching.

  • Is there a limit on how much I can spend or earn?

    No spending nor earnings caps exist. For each dollar spent using the Save Premium Wealth card, Save buys a strategy-linked security whose investment value is equivalent to twice the dollar spent. For each dollar spent using the Save Plus Wealth Card, Save purchases a strategy-linked security whose investment value is equal to 1.45 times the dollar spent. The returns are yours to keep (minus our fee) — no matter how big they are.

  • Do I have to spend a monthly minimum to earn an investment match and are there any categories or caps?

    There is no spending minimum required to earn investments and there are no caps or categories.

Turn today’s spending
into tomorrow’s savings

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