Average annual returns are based on hypothetical back-tested performance of the Save Moderate Portfolio from 2006 to present and are net of fees. To achieve the return on the Save Wealth Card Plus, Save purchases a strategy-linked security whose investment value is equal to 1.45 times the dollar spent. To achieve the return on the Save Wealth Card Premium, Save purchases a strategy-linked security whose investment value is equal to two times the dollar spent. Hypothetical back-tested performance is no guarantee of future performance and actual results will vary. Returns are subject to change daily. Minimum return will always be at least 0%. All return figures shown are for informational purposes only and are not actual customer returns. For more detailed information please see Hypothetical back-tested . For comparison with other rewards cards that do not provide investment matching. Comparison is for informational purposes only. For Save Premium 5.96% average historical returns are assumed. Card comparisons are made based on public disclosures available by other issuers. An average redemption value of 1.5% is assumed for all. A monthly spend of $3500 is assumed. $50 has been added as an intangible value for all the additional benefits of the competing cards: airport lounges, concierge, etc.
Sources: Why are Chase Ultimate Rewards points value so high? - CreditCards.com, What Are Points & Miles Worth - Values By Issuer (usnews.com), What Miles, Points, and Credit Card Rewards Are Worth: 2021 Valuations (http://businessinsider.com), Travel Points & Miles - How Much Are They Worth?  (http://upgradedpoints.com)