Thanks to referral you receive $1,500 of equivalent portfolio investments added to your account after you spend your first $250 of qualifying spend.
Debit Invest Card

You spend $1,
we invest $1 on your behalf

Make your spending work for you

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With average returns of 2.95%**

Your Debit Invest Card’s earning potential beats the best debit rewards programs.

  • No cap on spending
  • Match on spending
  • FDIC-insured checking account

Save® Debit Invest


Discover Cashback Debit

up to $30/month

Citi Double Cash Card


Chase Freedom

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How Save® helps you
earn more from your spending

Instead of credit card rewards, the Debit Invest Card matches every qualified dollar you spend with a dollar equivalent investment. Which gives you the potential for a much bigger return from your everyday spending.

Here’s how it works:


For each $1 you spend, we invest $1 on your behalf


That money stays invested for a little more than a year


The returns from the investment(minus our fee) are deposited into your bank account as cash

Using your Debit Invest Card
gives you a chance to earn more — without changing your spending habits.

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2.95%** average returns since 2006

Our new approach to savings technology opens up new possibilities

Here's what you need to know:

Your returns will vary based on portfolio performance.

If the investments don’t perform well in a given year, you won’t see any returns for that period.

Your checking account is FDIC-insured up to the maximum amount allowed by law.

Debit Invest Equivalent Returns 2006-2020

Each year shows the return of a 1 year program that ends on the last business day of the year.

See how much your account could grow

When you reserve your Market Savings account, you’ll get access
to 2 other ways to earn with Save®

Market Savings

Give your savings the chance to grow significantly more than the national average


Get in equivalent portfolio investments for each friend you refer

Invest in your future
while your cash stays safe

  • Spend $1, get $1 invested on your behalf
  • No cap on spending or earning
  • Match on spending
  • FDIC-insured checking account
  • 2.95%** average returns


  • Will I be charged any fees on my checking account?

    Save charges $5 for a card delivery. Any investments that are made on your behalf will be charged our normal management fee (0.59%) if there are returns. If your returns are less than 0.59%, there’s no fee. You can see more information about our fees by reading our Terms & Conditions.

  • Do I get to keep the investments themselves, or just the returns?

    While Save funds your matching investments, you get to keep the returns (minus our fee). If there are no returns, we do not take a fee. Simple as that. You can track your investments online or in the Save® mobile app.

  • Are all transactions eligible for investment matching?

    Save® matches your spend on most signature transactions. PIN transactions and money transfers are not eligible for matching.

  • I want to know more about the investments. How do they work?

    The investments go into a portfolio managed by our team of industry-leading experts. Learn more about investments.

  • Is there a limit on how much I can spend or earn?

    Nope! No spending nor earnings caps exist. Every qualified dollar you spend will be matched with a dollar equivalent investment. The returns are yours to keep (minus our fee) — no matter how big they are.

  • Do I have to spend a monthly minimum to qualify?

    To qualify for investment matching, the minimum monthly spend is $250. And don’t worry, you’ll only miss out on investment matching for months where you don’t meet the minimum.

Turn today’s spending
into tomorrow’s savings

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